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2017-03-22
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@korny @seancorfield this might be of interest https://github.com/jackrusher/sparkledriver
very happy to announce that the house in the UK was sold yesterday. No I only have to convert it to Euro's 💷 --> 💶
Bore da
Theres a new Emacs meetup: london.el - Emacs meetup London will take place on 13th April @ 18:30h Talks on clj-refractor.el & Remacs, Rust port of Emacs. Sign up here: https://skillsmatter.com/meetups/9379-emacs-april-meetup#overview
Morning
Morning all Congrats Thomas!
thank you @yogidevbear
Is it as much hassle converting to Euros as it was from AUD to GBP for me? There seem to be a lot of fees and costs, for something the mega-rich presumably do all the time.
I ended up using TransferWise, who seemed the lowest cost/hassle, but even then I could only transfer a certain amount per day.
We used https://www.1stcontact.com/forex before to bring money over to the UK from South Africa when we sold our houses there (at the worst exchange rate in history between the two countries 😕 )
I think we paid a difference of about 0.2 from the medium exchange rate you see when searching on Google (e.g. 22.4 ZAR to 1 GBP ended up as 22.6 ZAR to 1 GBP)
it seems that I can only transfer in chunk as well... but limit is with my bank in the UK.
but that might be a good strategy to spread some of the risk... as pound/euro are quite volatile at the moment.
@korny when i send money abroad i use transferwise or worldfirst - transferwise fees are about 0.5% and worldfirst a bit lower, but they only deal with larger amounts... you can xfer up to £20,000 (maybe £19,999) in a single transaction on a debit card, but once you jump through your bank's fraud detection hoops you can do multiple consecutive transactions
oh, and the best way of comparing different services is to get a quote for a round-trip transfer (A->B->A) and see how much that costs you in currency A... otherwise comparing different combinations of rate margins and fees is hard
I think my limitation on transfers was my Aus bank, wouldn't transfer more than $10k a day - there may be some way around it, but it wasn't obvious from their website. Still it seemed worth spreading the transfer over several days, so I didn't really mind, and the process was very smooth and simple on Transferwise (and their rates seemed to be quite good, though I didn't look at the round-trip rates, seems like a good idea).
Two reasons: 1. Australia is a very long way from anywhere else, it's a lovely country but a bit limiting. I love being able to jump on a plane and be in Amsterdam in an hour. In Australia you have a 8 hour flight to go anywhere really foreign.
@korny does that mean the original plan had been to go back once you were all travelled out? 😛
Well, the original plan was to spend a few years here, then a few years elsewhere most likely, and eventually end up back in Aus. The plan did require a certain amount of adjustment 🙂
Makes sense. I hear mostly good things about aus, so the idea of aus->britain was a bit surprising really.
Well, Aus has it's issues too. Racism is alive and well there - it's pretty bad here, but I tend to think it's worse there, especially outside liberal bubbles. The horrendous ongoing treatment of asylum seekers boggles the mind. Also climate change is hitting there harder than most places - horrible heatwaves, massive fires, and Australia's economy is largely dependant on digging stuff out of the ground, which makes me worry about how it'd cope in a global crisis. Politically, it's in a similar situation to the UK - right-wingers in power, left-wing parties torn between grabbing the centrist ground and betraying their principals, or trying to be actual leftists without really knowing how to sell that or how to show leadership.